Confused about your health sharing choices? Wondering how traditional insurance compares? Talk to a Specialist

Your Right to Quality Healthcare, for Less

Tired of rising costs, and declining benefits?
Choose Health Sharing. Choose Freedom.

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Confused about your health sharing choices? Wondering how traditional insurance compares? Talk to a Specialist

Affordable Programs for Any Budget

The Health Sharing Programs outlined above are representative of the types of programs and pricing available. Not intended to quote a program. Not insurance.

Why Health Sharing?

Rising Insurance Costs

Under current law, national health spending is projected to grow at an average rate of 5.5 percent per year for 2018-27. Additionally, its share of GDP is expected to reach 20%. (

ACA Guaranteed Coverage

“That’s what the Affordable Care Act is all about. It’s about filling the gaps in employer-based care so that when we lose a job, or go back to school, or start that new business, we’ll still have coverage.” —President Obama

Trump Signs $0 Tax Penalty

While some health sharing programs have always been exempt from the ACA tax penalty, that restricted ministries to pre-2000 formation. Without a tax penalty for healthcare in 2019, new health sharing programs are emerging quickly.

Frequently Asked Questions

What are Christian Healthcare Medical Sharing Programs?

Christian healthcare, also known as health share or medical sharing, are health sharing programs for members who share Christian beliefs and commitments to living healthy. For many individuals and families, these programs are viable alternatives to traditional health insurance because they help alleviate the cost and expense of medical bills, while providing quality healthcare.

Medical Sharing and health share programs are not insurance, and medical expenses are not guaranteed. Instead, these programs facilitate the sharing among members, who voluntarily help one another with medical expenses. These plans are generally much more affordable than the cost of traditional health insurance.

How Long Has Medical Sharing Existed?

Health sharing, or Medical sharing and Christian healthcare programs, have been around since the 1980s. When the Affordable Care Act (ACA) was enacted many of these medical sharing programs were NOT subject to the individual mandate tax penalty, as they qualified as health coverage. With the 2019 reversal of the Obamacare tax penalty to $0, these health share programs, including emerging ministries, are exploding in popularity.

Is Medical Health Sharing Legitimate?

Although Christian health sharing is not insurance, it is recognized by the HHS as "coverage" and is a legitimate alternative to health insurance for many individuals and families. Members who choose health sharing are clearly advised that these programs are not health insurance.

Is Christian Health Sharing Right for Me and My Family?

Only you can determine that answer. So it's important to gather as much information as possible so that you can make an informed decision. was founded in order to help you speak to licensed experts who can address any of your concerns and help you find the right healthcare for you and your family. Medical sharing is not for everyone, but does save money and fit the needs of many.

Does USHealthShare Sell Medi-Share or other Christian Healthcare Programs? is not appointed with any ministry to sell a program, including Christian Healthcare Ministries, Medi-Share or other program ministries. Our site is purely to help users find the best health coverage information, and if desired, point users to licensed experts who can place individuals and families with a health share program.

Christian Medical Health Sharing Testimonials

“We love that this is a biblical way of Christians taking care of each other,” citing the New Testament passage of Galatians 6:2, "Bear one another's burdens, and thereby fulfill the law of Christ.


Owasso, OK

There are three reasons I take patients with health care sharing ministries: It’s predictable; it’s prompt; and it’s transparent. I can focus on taking care of the patient instead of worrying about whether the insurance company will or won’t pay

Board-Certified Dr.

Franklin, TN

“Huge savings for us, huge!I wasn’t working and my husband was working at a church and he wasn’t making a ton of money. Financially, it was the best route for us to go. It seems to me, in some ways, like a really well-kept secret.”


Lincoln, IL