Everywhere you look, the cost of living is on the rise. You’re paying more for groceries, more for gas, more for cars, and definitely more for healthcare. You’re not alone, it’s the same around the rest of the country. The cost of healthcare has increased 31-fold over the last four decades1. Between 2014 and 2021, Americans saw a 35.9% spike in healthcare spending per person2.  

Why are people feeling the pinch in their healthcare costs? There are a number of factors combining to make healthcare more expensive and difficult to access — starting with inefficiencies and waste. According to a Journal of American Medical Association (JAMA) study, the U.S. spends about 8% of every healthcare dollar on administrative costs, compared to just 1% to 3% in other countries3. Healthcare in the U.S. is a complicated, tangled system of organizations, health insurance plans and rules that increases the administrative burden for insurers, providers and employers. Patients end up feeling the higher costs.

Drug costs are also on the rise. Because they’re not regulated, drug prices in the U.S. are 256% more expensive than those in other developed countries3. This drives up health insurance costs in general. With costs out of reach, people put off getting the care they need. As people become sicker, they require more expensive treatment which in turn increases costs even more. 

If this all sounds like discouraging news, take heart. There are ways to help lower healthcare costs without compromising access to quality care — including faith-based health sharing plans. After discovering just how much they can save, millions of Americans are moving away from traditional health insurance to health sharing. For good reason. 

With Christian health sharing, the costs of healthcare are distributed across all members — resulting in potentially hundreds of dollars in savings each month. Many faith-based health sharing plans also give you the option to choose from a range of program levels to meet your needs and your budget. Which means you can choose the right program at the right price — rather than paying for care you don’t need. 

Through innovative features like telehealth visits and online patient portals, Christian health share plans actually make it easier and more convenient to access the healthcare services you need, while lowering your costs. And because they make healthcare delivery more efficient and streamlined, health share plans capture more savings, which gets passed to members. 

Even better: you don’t have to sacrifice choice and quality of care for lower prices. Today’s Christian health share plans have wide networks of excellent providers, giving you more choice in where and who you receive care from. Provider choice comes with freedom of choice; faith-based health sharing doesn’t penalize you financially for following your religious beliefs and values. More choice, more savings, more access to care — no wonder more Americans are choosing health share plans. 

If you’re seeing more of your hard-earned money going toward healthcare, it might be time to take a closer look at Christian health sharing. Start here. 


  1. https://www.healthsystemtracker.org/chart-collection/u-s-spending-healthcare-changed-time/#item-usspendingovertime_3)
  2. https://www.statista.com
  3. https://www.investopedia.com/articles/personal-finance/080615/6-reasons-healthcare-so-expensive-us.asp